Health Insurance is a contract that requires
health plan participant's health insurer to pay some or all of his healthcare
costs in exchange for a premium.
Under the Affordable Care Act, starting in
2014, an insurance plan that is certified by the Health Insurance Marketplace,
and that provides essential health benefits, follows established limits on
cost-sharing (like deductibles, copayments, and out-of-pocket maximum amounts),
and meets other requirements.
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